Workers’ Compensation for Construction Workers in Chicago

Key takeaway for construction workers: Falls, equipment accidents, falling objects, and repetitive strain injuries on a construction site are often covered by Illinois workers’ compensation — sometimes along with third-party claims. If you were hurt on a job site, McHargue & Jones can explain your options in a free case review — no fee unless we win.
If you were hurt while on a construction site in Chicago,click here for a free case review, or call our team at (312) 739-0000 now.
Injuries Suffered by Construction Workers
Construction sites are one of the most dangerous worksites of any industry. The Occupational Safety and Health Administration (OSHA) repeatedly verifies as much each year when it evaluates the overall safety of all industries. Falls, struck by object accidents, caught-in/between accidents, and electrical accidents are among the most common and the most dangerous accidents on construction sites, according to OSHA.
Our law firm is ready to work on any construction injury case, though. If you suffered an on-the-job injury, then we know how to pursue workers’ compensation benefits for you.
Different injuries and illnesses often suffered by construction workers include:
- Head injuries
- Back injuries
- Knee injuries
- Repetitive strain injuries
- Occupational illnesses
- Crush injuries


Are Construction Workers Covered by Workers’ Comp?
A roadblock in many construction injury cases is figuring out if the injured construction worker has workers’ compensation. Many people in the construction industry are not employees. Instead, they are technically independent contractors who are hired to do one specific task on a jobsite. Under Illinois law, most employers do not have to provide workers’ compensation for independent contracts that they employ, which means that many construction workers are not provided this important insurance coverage.
Our Chicago construction worker injury lawyers can analyze your employment contract and your job duties to see if you are correctly classified as an employee or an independent contractor. If you are doing the work of an employee, even if you aren’t called one on the employment contract, then you could still be owed workers’ compensation benefits if you get hurt while working.


Do Unions Help with Workers’ Comp Cases?
Another important consideration for construction injury cases is the addition of a workers’ union. Many construction workers belong to unions that collect nominal fees out of their paychecks for support and representation during any conflicts or meetings with their employer. Some of these unions may even offer guidance for how to get workers’ compensation after an on-the-job injury.
It is important to understand that many unions use a cut-and-dry approach to workers’ compensation cases. They offer basic support – possibly from someone who is not familiar with the laws behind Illinois workers’ comp – and expect the injured worker to take whatever benefits are immediately offered. If you want to fight for benefits more befitting your situation, then you might have to hire a workers’ compensation lawyer for yourself.


How Our Chicago Work Injury Lawyers Can Help
If you were hurt at work in Illinois, you don’t have to figure everything out on your own. For more than 25 years, McHargue & Jones, LLC has helped injured workers understand their rights, fight denied claims, and pursue the full benefits the law provides. Our entire office is fluent in Spanish (Se habla español), and we’re here to guide you through each step.
Contact us today (click here) for your free case review, or call 312-739-0000
Denied, Delayed, or Disputed Workers’ Comp Claims
Even if your employer or the insurance company has already told you “no,” you may still have a case. We regularly help workers with:
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Claims that were denied or closed without a fair explanation
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Cases where the employer is downplaying what happened or saying the injury is “not work-related”
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Delayed checks, missing TTD benefits, or medical bills that aren’t being paid
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Pressure to return to work before you’re medically ready
We can review your paperwork, medical records, and correspondence, and then advise you on realistic next steps to get your claim back on track.
Workers’ Comp Benefits You May Be Entitled To
Depending on your situation, you may be entitled to more than you realize, including:
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Payment of reasonable and necessary medical treatment
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Temporary total disability (TTD) benefits while you’re off work
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Temporary or permanent partial disability (TPD/PPD) if you can’t return to the same job or have lasting restrictions
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Wage-loss benefits if you have to take a lower-paying job because of your injury
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A lump-sum settlement for permanent impairment or loss of earning capacity
We can walk you through which benefits apply to your case and what a fair outcome may look like in Illinois.
Why Injured Illinois Workers Choose McHargue & Jones
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25+ years representing injured workers across Illinois
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No fee unless we win your case
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Full Spanish-speaking office – Se habla español
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Experience with union workers, construction workers, factory and warehouse workers, medical staff, delivery drivers, and more
If you’re dealing with a denied claim, confusing paperwork, or you just don’t know what to do next, we can help you make a clear plan.
Call (312) 739-0000 or request a free consultation online today. There is no fee unless we win.
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