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Workers’ Compensation vs. Third Party Claims in IL

Workers’ Compensation Benefits in Illinois According to the workers’ compensation law in Illinois, all injuries—including exacerbated pre-existing conditions and work-related injuries suffered outside of the workplace—caused during the scope of an employee’s job duties are covered by workers’ compensation benefits. Workers’ compensation in Illinois provides the following benefits to injured employees:  Medical and rehabilitative expenses…

Can I Get Workers’ Comp After Being Injured During My Commute in IL?

If you suffer an injury in a car accident in Illinois while performing work-related duties, you are entitled to workers’ compensation benefits. But what if you are injured during your commute to and from the workplace? According to the “going-and-coming rule” in Illinois, an employee who sustains an injury while commuting to or from work is…

Can You Work While On Workers’ Comp?

In Illinois, you can sometimes work while receiving workers’ compensation benefits — but only if the work complies with your doctor’s restrictions and is reported properly. Returning to work can reduce or stop temporary total disability (TTD) benefits, while lower-pay or restricted work may qualify for temporary partial disability (TPD) benefits instead. Most workers who…

Can I Use My Own Insurance Instead of Workers’ Comp?

My short answer: you should almost always try to use workers’ compensation insurance, not your own health insurance, for a work injury. Here’s why. 1. No co-pays, no deductibles, no out-of-pocket bills Under workers’ comp, there are no co-pays or deductibles for approved treatment. When your claim is accepted and the bills are handled correctly,…

Illinois Workers’ Comp Investigations: What Investigators Look For & How to Protect Your Claim

What does the insurance adjuster mean “it’s under investigation”? You hurt yourself at work and you opened a claim with the insurance company.  They should be paying your benefits, right?  But the adjuster is telling you that they are investigating and don’t want to pay.  What does that mean, and what can you do next?…

How Workers’ Compensation Benefits Affect Your Taxes

If you were injured on the job and received workers’ compensation benefits, you may be wondering whether those payments count as taxable income. This is a common — and important — question for injured Illinois workers, especially if you’re planning a settlement or already receiving benefits. Below, our Chicago workers’ compensation lawyers explain how workers’…

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March is National Ladder Safety Month

Each month, the National Safety Council (NSC) observes different safety campaigns to promote safety, responsibility, and well-being across the country. In March, it is officially National Ladder Safety Month, as presented by the American Ladder Institute. At McHargue & Jones, LLC, we are often called upon to help clients who have fallen off unsafe ladders,…

Workers’ Comp Claims for Work-Related Car Accidents

Not all jobs keep you behind a desk or counter, or even within a brick-and-mortar place of employment. Many people make a living by driving around their cities and counties each day, and we’re not talking just about truck drivers. The growing “gig economy” has allowed thousands and thousands of Americans to use their cars…

Can You Get Workers’ Compensation for a Brain Injury With Seizures in Illinois?

What Is a Seizure? A seizure is a medical condition caused by neurological damage or deficiencies. When an electrical impulse in the brain is unable to reach its intended destination or otherwise “misfires,” it can cause a seizure. Although many types of seizures are caused by identifiable seizures, a rare few are not, which means…

Do You Get Workers’ Comp for a Repetitive Stress Injury in Illinois?

Repetitive stress injuries happen quietly. You don’t fall, slip, or get crushed by machinery — instead, your body breaks down from lifting, bending, typing, kneeling, scanning, pulling, twisting, or standing for years. Many Illinois workers aren’t sure whether these injuries qualify as workers’ comp claims. The answer is: often, yes — but the insurance company…

Can You Choose Your Own Workers’ Comp Doctor in Illinois?

Yes — in most Illinois workers’ compensation cases, you can choose your own doctor.If you are injured at work in Chicago, your employer or its insurance company may tell you that you must treat at a company clinic such as Concentra Medical Center. Under Illinois workers’ compensation law, injured workers generally have the right to…