Is Illinois a No-Fault Workers’ Compensation State? What Happens If the Accident Was Your Fault

Illinois workers’ compensation is a no-fault system, which means you can still receive benefits even if the accident was your fault. The law focuses on where and how the injury occurred — not on blame. As long as you were hurt while performing job duties, you’re generally covered for medical care and lost wages. Only…

Two Recent Illinois Workers’ Compensation Trial Wins: Surgeries Approved for Injured Workers

Fighting for Injured Workers Across Illinois Our firm is proud to share two recent victories at trial before the Illinois Workers’ Compensation Commission (IWCC) — each involving serious injuries where insurance companies denied necessary medical care.In both cases, the arbitrators found in favor of our clients, ordering authorization for surgery, payment of medical bills, and…

Can I Use My Own Insurance Instead of Workers’ Comp?

My short answer: you should almost always try to use workers’ compensation insurance, not your own health insurance, for a work injury. Here’s why. 1. No co-pays, no deductibles, no out-of-pocket bills Under workers’ comp, there are no co-pays or deductibles for approved treatment. When your claim is accepted and the bills are handled correctly,…

Employer Lied About Your Work Accident? | Illinois Workers’ Comp Lawyers

Did your employer refuse to report your work injury, change the story, or pressure you to say it happened at home? In Illinois, you may still have a valid workers’ compensation case. This guide explains what to do next — and how the workers’ comp lawyers at McHargue & Jones can protect your benefits with…